Note : In case you find any discrepancy in your credit report, you can easily raise a dispute with CIBIL. Step 5: Your Date of Birth (DDMMYYYY format) is the password of your CIBIL report Step 4: On CIBIL tab, click on ‘ Download Report’ to further choose the language and month and click on the ‘Download’ button to download your CIBIL report Step 3: After you click on the ‘Get Free Credit Report’ button, you will get credit scores from all 4 credit bureaus Step 2: Enter your basic details, such as gender, full name, email address and mobile number to verify using OTP authentication by clicking on ‘ Get Free Credit Report’ button. Step 1: Click here to check and download your free CIBIL report Read on to know how to download CIBIL Report: Steps to Check and Download your Free CIBIL Reportįollow these simple steps and know how to download CIBIL report for free with NO impact on credit score and receive monthly updates: Here you can get free credit score with monthly updates. H igher credit score increases the chances of approval of your credit application provided you fulfill the eligibility criteria, as defined by the lender bank or NBFC. Therefore, consumers get clarity on their credit score that helps them in availing credit facilities, such as personal loan, home loan, auto loan, credit card, etc. Lenders that include Banks, NBFCs and other financial institutions provide consumer credit information to TransUnion CIBIL on a monthly basis (30-45 days) for the Credit Information Company (CIC) or credit bureau to calculate and generate the CIBIL score. Your CIBIL score may change every month depending upon your past credit behaviour that reflects in your updated credit report.
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